Medical Complication and Travel Benefits for International Medical Travelers
Benefits specifically designed for people who travel to have Medical Procedures outside of their home country.
While the risks of medical complications from our highly qualified providers are low, all surgical procedures carry certain risks and complications can and do occur. We are proud to partner with Custom Assurance Placements, who administer the Global Protective Solutions (GPS) program. GPS is the worldwide leader in providing risk mitigation solutions specifically for medical travelers / tourists.
Usually standard travel insurance excludes medical travel activities, and thus will not provide any benefits in all likelihood, and certainly no coverage in the event of a complication from a scheduled elective surgery. Further, when a medical complication does happen it is usually the patient’s responsibility for paying the additional medical expenses. By enrolling to participate in the GPS program, this gives you the needed peace of mind.
GPS provides benefits and services for both travel related accidents / illness as well as a host of benefits in the event of a medical complication that is a result from your scheduled elective procedure. It is the only package available that provides protection while you are in the host country as well as when you return home for a period of 6 months. Travel companion coverage can also be chosen.
Ease your mind in knowing that you can receive outstanding medical care at reasonable prices and enjoy the added benefit of knowing that if there is a complication you are protected.
How does GPS differ from other medical travel plans?
Traditional travel cover policies usually do not cover trips that are solely for the purpose of medical care. Furthermore, policies that do cover medical travel are often limited when it comes to corrective procedures' should complications arise as a result of a particular medical procedure.
With GPS, individuals receive enhanced cover designed to address complications for up to six months after the original procedure. Moreover, there are additional benefits for any complications that result in the following:
- Additional medical treatment
- Disability including severe disfigurement
- Physiotherapy and subsequent rehabilitation
- Issues relating to reproductive function
- Dependent care/family co-ordination
- Home modifications
- Emergency Evacuation
- Repatriation of Mortal Remains
- Additional Medical or Surgical Treatment Benefit
Medical Tourism Liability Coverage Highlights
Global Protective SolutionsSM (GPS) is cover issued to Soter World Services (Guernsey) Trust. Individuals who chose to participate in the Trust are eligible for reimbursement for certain expenses that may result from a complication of a medical travel or medical tourism event or from an accidental injury or illness resulting from travel outside your home country for an approved medical procedure. Benefits are excess of any other valid or collectable coverage.
In addition to the regular travel accident exposure, the benefits have been enhanced to include results of a covered complication as a result of a medical procedure performed outside of the participant’s country of residence. A complication can occur up to 6 months (or the time limit indicated in your specific
enrollment) after the initial medical procedure. You will find other policies only include corrective procedure limits for complications of a covered medical procedureand they typically exclude complications from the rest of the policy benefits, such as death and disability.
Complication means Bodily Injury from an approved Medical Procedure which results in a separate medical diagnosis and is incurred whilst a Participant is travelling for the purpose of receiving medical or surgical treatment outside the Participant’s country of residence. A complication that causes death cannot be the
result of a previously undiagnosed medical condition that first manifests itself during the Participant’s period of travel or within 24 hours of return to the Participant’s home country. A complication cannot result from the Participant’s failure to follow all pre and post procedure medical instructions. A complication does not include failed or unfavourable outcomes especially as related to aesthetic outcomes or failure to correct the original diagnosis.
Travel Companion Coverage
Coverage for travel companions can be included to provide travel accident benefits to those who may be accompanying the insured while traveling for a medical procedure.
To receive a quote for coverage follow the below link:
For more information visit: